Financial Independence Score Calculator

Measure your progress toward Financial Independence (FIRE).

Current Investments ($)

Monthly Contributions ($)

Expected Annual Return (%)

Monthly Passive Income ($)

Monthly Living Expenses ($)

Savings Rate (%)

0 / 100

FIRE Number

Current Progress

Expense Coverage

Years to FIRE*

*Estimate based on constant contributions and return assumptions.

Financial Independence Progress

How It Works

The calculator estimates a Financial Independence Score by comparing your investments and passive income against your annual spending. It also estimates your FIRE number using the 4% rule.

Results are estimates only and do not constitute investment advice.

FAQ

What is Financial Independence? Having enough assets to cover living expenses without relying on employment income.
What is the FIRE number? Annual expenses divided by a 4% withdrawal rate.
Is this guaranteed? No. It is an educational estimate.
Does it include taxes? No.